You can download a VISA Application fill it out and mail it or bring it to a credit union office or you can call the credit union and one will be sent to you. You can also stop in and fill it out at the office. You must include a recent pay stub or a copy of it with the application.
Your savings federally insured to at least $250,000 & backed by the full faith and credit of the U.S. Government National Credit Union Administration, a U.S. Government Agency